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According to the FT, millions of customers holding insurance policies with household brands such as Churchill and Direct Line should see little immediate impact from RBS’s move to divest its insurance arm. The two brands, along with the household names of Privilege and Green Flag, which sells motor breakdown cover , are part of the insurance division of RBS, which the bank must divest in the next four years to satisfy European Union regulators. RBS Insurance estimates it has about 17m insurance policies in force, including motor, home , contents and life policies. In spite of speculation already commencing over potential suitors for the division, RBS said it was “very much business as usual” for its existing customers. “We will continue to exercise strong and responsible stewardship of our businesses, including those that are scheduled for divestment, with a strong focus on meeting customer needs,” said RBS. “We will seek to ensure that any disruption associated with the restructuring is minimised and will keep our customers fully informed as the divestment process proceeds.” |
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Oil cleans your car. It lubricates parts. It helps cool things down. Without it, your engine would be sitting squarely in the center of your local junkyard. Scheduling regular oil changes is vital to the life of any vehicle.
The oil filter keeps little bits of dust and other contaminants out of your engine, and helps ensure the oil runs smoothly, so you want to change that every time you change the oil. Imagine how your body would react if your kidneys and liver shut down. The impurities in your blood would build up continually, and it wouldn't take long for your body to completely break down.
Oil for your car can be likened to blood to your body. Your car needs clean oil to keep going. What would happen if you never changed your oil? Well, you'd be lucky to get 30,000 miles out of the car before your engine would collapse.
Say you only change your oil once a year. Your car seems to be running fine, so no harm done, right? Not so fast! Your engine has been flooded with contaminants. It won't be long till you find yourself coming to a standstill. Regular oil changes are as important to your car as daily trips to the bathroom are to you. Now, we won't take the analogy too far, but you get the idea. This one scheduled maintenance may help your vehicle avoid mechanical failures. I actually heard two mechanics say that they figured you could run a car forever if you had the oil changed every 2000 miles. That may seem excessive to some folks. But it kept my baby humming nicely!
Now if you see any hint of an oil leak on the driveway after the car is parked, get to a service station. This could be ultra bad news and you need to have your car checked out immediately. Ditto if you detect a burning smell or smoke coming from around the engine!
You may not feel 100% comfortable changing your oil, but you can check it easily. It's best to |
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